Mica

Revolutionizing

US Patents Issued

Global Patents Issued

WHAT IS MICA

N-Character PINs specific to   the user, not the account.

Any form of value in a single   transaction on a single network.

SKU-level receipts delivered   instantly through a banking app.

WHO WE SERVE

Issuers
Credential-less payments cut fraud by 90%+, while SKU-level adjudication improves transparency and a simple, low-cost model integrates seamlessly.
Connect with Mica
Merchants
Credential-less linking removes SPII risk, closed-loop solutions cut costs and boost insights, and a new model turns fees into revenue—all with faster transactions.
Connect with Mica
Intermediaries
A single, future-ready network supports  all payments, with patented tech built for  any system—driving innovation from the  ground up.
Connect with Mica
Technology Teams
Seamlessly integrates with your tech stack, offering powerful analytics, low-lift customization, and future-ready patented technology.
Connect with Mica
Risk Teams
Credential-less and SKU-level tech reduce  risk, boost transparency, and offer security  10 trillion times stronger—no maintenance needed.
Connect with Mica
Experience Teams
A single network powers all payments, enabling multi-tender transparency, secure account linking, and rich customer data across every channel.
Connect with Mica

Issuers
Credential-less payments cut fraud by 90%+, while SKU-level adjudication improves transparency and a simple, low-cost model integrates seamlessly.
Connect with Mica
Merchants
Credential-less linking removes SPII risk, closed-loop solutions cut costs and boost insights, and a new model turns fees into revenue—all with faster transactions.
Connect with Mica
Intermediaries
A single, future-ready network supports  all payments, with patented tech built for  any system—driving innovation from the  ground up.
Connect with Mica
Technology Teams
Seamlessly integrates with your tech stack, offering powerful analytics, low-lift customization, and future-ready patented technology.
Connect with Mica
Risk Teams
Credential-less and SKU-level tech reduce  risk, boost transparency, and offer security  10 trillion times stronger—no maintenance needed.
Connect with Mica
Experience Teams
A single network powers all payments, enabling multi-tender transparency, secure account linking, and rich customer data across every channel.
Connect with Mica