WHO WE ARE

A global team of technologists bound by a singular purpose: to unlock the limitless future of payments

A global team of technologists bound by a singular purpose: to unlock the limitless future of payments

With more than 200 years of combined experience, our team understands how payments work and what stands in the way. We believe true innovation for issuers, merchants, intermediaries and consumers requires a new kind of network — one that solves for known challenges like fraud, data security, cost and speed while enabling new ideas like multi-tender transactions, credential-less payments and SKU-level adjudication.


Our patented technology was designed with an infinite future in mind and ready to use today. And we’re just getting started. Meet the Mica minds reimagining what’s possible in payments.

With more than 200 years of combined experience, our team understands how payments work and what stands in the way. We believe true innovation for issuers, merchants, intermediaries and consumers requires a new kind of network — one that solves for known challenges like fraud, data security, cost and speed while enabling new ideas like multi-tender transactions, credential-less payments and SKU-level adjudication.


Our patented technology was designed with an infinite future in mind and ready to use today. And we’re just getting started. Meet the Mica minds reimagining what’s possible in payments.

With more than 200 years of combined experience, our team understands how payments work and what stands in the way. We believe true innovation for issuers, merchants, intermediaries and consumers requires a new kind of network — one that solves for known challenges like fraud, data security, cost and speed while enabling new ideas like multi-tender transactions, credential-less payments and SKU-level adjudication.


Our patented technology was designed with an infinite future in mind and ready to use today. And we’re just getting started. Meet the Mica minds reimagining what’s possible in payments.

Meet the Team

Mike Ward

Mike Ward

CEO

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Mike Ward

Mike Ward

Fintech, Payments, PropTech Executive, Boardmember and Investor. Successfully scaled multiple companies, resulting in exits via IPO or strategic acquisition.

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Christopher Petersen

Christopher Petersen

Founder

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Christopher Petersen

Christopher Petersen

20+ years pioneering credit, debit, prepaid, loyalty, ACH and EBT payment capabilities. Built 4 payment processors, authored 30+ patents and designed the network tokenization solution that inspired Visa and Mastercard's own implementations. 7 successful startup exits — including Google, Microsoft and FIS — plus multiple IPOs.

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Tim Kuchlein

Tim Kuchlein

CTO

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Tim Kuchlein

Tim Kuchlein

20+ years of payments engineering. 3 payments startup exits; Clarity Payment Systems (TSYS), TxVia (Google) & Bakkt (IPO). Lead Architect for Google Wallet, Chief Architect for Core Payments at PayPal, Lead Payments Architect for Bakkt.

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Lauren Blackmun

Lauren Blackmun

Finance & Operations

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Lauren Blackmun

Lauren Blackmun

15+ years in financial services. Operations, Risk, Finance and Program Management experience. MBA from The University of Chicago Booth School of Business.

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Sam Bagot

Sam Bagot

Engineering

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Sam Bagot

Sam Bagot

Bio coming soon.

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Rachel Bjornstad

Rachel Bjornstad

Operations

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Rachel Bjornstad

Rachel Bjornstad

Program and Operations Leader with 15+ years driving enterprise portfolios and transformation in the payments industry, partnering with organizations ranging from Fortune 500 companies to startups.

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Rachael Williams

Rachael Williams

Operations

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Rachael Williams

Rachael Williams

10+ years in fintech operations and business systems. Workflow design, process optimization, cross-functional leadership, and scalable operations.

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David Massey

David Massey

Engineering

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David Massey

David Massey

20 years of software and systems engineering across multiple domains. Defense, Biotech, Payments, Security and Cloud Infrastructure. Security Engineering at Google, Software Engineering and Professional Services at PayPal, Systems Integration at Lockheed Martin.

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Andy Mchale

Andy Mchale

Solutions Architecture

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Andy Mchale

Andy Mchale

Payment Strategist | Product Leader | eCommerce Payments | Merchant Acquiring | Fraud Prevention | Fintech Payments and risk leader with 20+ years of experience leading payment platforms, fraud strategy, and optimization at scale. I’ve built and operated payments across both merchant and service-provider environments, with a focus on authorization performance, loss reduction, and reliable growth.

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Robert Pincus

Robert Pincus

Product

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Robert Pincus

Robert Pincus

A payments veteran, Robert has led operations at Fortune 500 companies and startups — including the largest card conversion in history, over 100 million cards. He co-founded Qolo and, as COO, scaled it to a strategic acquisition by CSI.

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Luke Fournier

Luke Fournier

Engineering

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Luke Fournier

Luke Fournier

Bio coming soon.

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Join our Team

Join our Team

Join our Team

We’re always looking for people passionate about shaping the future of commerce.

We’re always looking for people passionate about shaping the future of commerce.