Mica is
Safer
THE MICA WAY
Performance Comparison
Features
Revenue Recognition
3-90 Business Days
Real-Time
Security
SPII = fraud exposure estimated (over $560B in North America per year)
No SPII = no payment or account takeover fraud
Value Added Services
No value added services
Age Verification, SKU-level adjudication, Step-up authentication (online, in-app, in-store & @pump)
Expanded consumer purchasing power
None of the above
Multi-tender payments including coupons, closed loop & loyalty earn & burn
Universal Account Reach
Bespoke to a single tender type and use case per network
Agnostic to the source of value; debit, credit, loyalty, crypto, etc.
Ease of Integration & Maintenance
Thousands of ISO messages requiring bi-annual recertification
A handful of APIs (one time)
Margin Accretive
Only profitable for banks
More profitable for banks, exchanges and merchants
Address Blockers
Mica works with your existing relationships.
No need to rebuild your process: Mica plugs into your existing system.
Everybody wins: your company and your consumers feel the Mica benefits instantly.
Learn how Mica can help reimagine your payments.
We can connect to your payment gateway and help with process implementation, enabling you and your consumers to quickly feel the Mica difference.